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Buyer Tips

Get Pre-Qualified for a Mortgage

Get Pre-Qualified for a Mortgage

When considering buying a home, you may choose to get pre-qualified for a mortgage to estimate how much you qualify to borrow before beginning the mortgage application or pre-approval process.

Tips for Buying a Home in Toronto

Tips for Buying a Home in Toronto

Prospective buyers should conduct further research and pricing analysis for the homes and neighbourhoods that match their financial circumstances and lifestyle needs to guide their individual decisions.

How to Buy a Condo in Toronto: The Ultimate Guide

How to Buy a Condo in Toronto: The Ultimate Guide

Congratulations on deciding to buy a condo! We've put together this guide to help get you through everything you need to learn and do.

Should You Buy A House Sight Unseen? Pros & Cons

Should You Buy A House Sight Unseen? Pros & Cons

In competitive real estate markets, some home buyers have to move quickly to get the home they want and avoid being outbid. Some buyers will purchase a home sight unseen

Factors to Consider When Buying a Home

Factors to Consider When Buying a Home

When choosing a home, many factors need to be considered. Liveability is important, and your needs and wants should be considered. Here's a list of important considerations when choosing your next home.

Mortgage Pre-Approval: What Lenders Want To Know

Mortgage Pre-Approval: What Lenders Want To Know

3 Requirements for a Mortgage Pre-Approval. Getting a mortgage pre-approval is an important first step in the home-buying process. With a pre-approval in hand, you know how much you can spend on a home.

Resale or Pre-construction?

Resale or Pre-construction?

When looking to buy a condo in Toronto, you have two options: buying resale (a unit in an existing building) or pre-construction (in a development that hasn't been built yet).

How Do You Buy A Home in a Seller’s Market?

How Do You Buy A Home in a Seller’s Market?

In a seller’s market, there are more buyers than there are homes for sale. With fewer listings to choose from and more competition.

Red Flags to Watch Out For When Purchasing a Home

Red Flags to Watch Out For When Purchasing a Home

As a first-time home buyer in Ontario, you might feel overwhelmed by the process of finding a house—especially if you haven’t been through it before.

Should I get pre-approved for my mortgage?

Should I get pre-approved for my mortgage?

Yes, pre-approval is a smart move—one that ensures you know how much you can afford and gives you the confidence to pursue your real estate goals.

What You Need to Know About Condo Insurance in Toronto (GTA)

What You Need to Know About Condo Insurance in Toronto (GTA)

In this article, We’ll explore what condo insurance is, why you need it, what’s covered (and what isn’t), and how much you can expect to pay for condo insurance.

The costs of buying a Condo

The costs of buying a Condo

A mortgage is a loan you get from a bank, credit union, trust company or major mortgage lender to buy real estate like a condo or a house. You pay back that loan, plus interest, over time.

The First Time Home Buyer Plan Incentives

The First Time Home Buyer Plan Incentives

If you’re buying a home for the first time, you’re in luck! Ontario has a number of excellent first time home buyer incentive programs. Here’s what you need to know:

Buyers: Be Prepared for Closing Costs

Buyers: Be Prepared for Closing Costs

When you purchase a property, there’s more money involved than just what you’re paying for the actual house or condo.

Questions to Ask when Buying Condo in Toronto (GTA)

Questions to Ask when Buying Condo in Toronto (GTA)

Is there Kitec plumbing in the unit and/or the building? What’s the view? How might it change? What do you own vs what belongs to the condo corp?

What to Look for in a Condo Building

What to Look for in a Condo Building

We put together this list some of the things to look for when hunting for a condo.

What is a Condominium Status Certificate?

What is a Condominium Status Certificate?

What is a status certificate? A status certificate is a document provided by the condominium corporation to buyers of resale condos that provides a snapshot of the unit as at the date that the certificate is issued.